EQ - PROTECTING YOURSELF FROM INTERNET FRAUD

PROTECTING YOURSELF ON THE INTERNET
IT'S THE SMART THING TO DO

Identity fraud is a growing concern to those of us who use the Internet a lot. We can’t do without the convenience of it, but it also puts us at-risk if we aren’t careful. I think it’s been years since I got a book anywhere but amazon.com, or a CD for that matter. I use PayPal for my coaching business and also pay others through PayPal. And, yes, I’ve bid a time or two on eBay. But along with this convenience, we face identity theft, which is a nightmare.

PHISHING FOR PHOOLS

One of the ways identity fraud is perpetrated is through something Called “phishing.” These are emails that you receive that look like they come from PayPal, eBay, or even an individual (known or not known to you), but are sent by fraudsters who are trying to get you to (1) click that you’ve received it and
thereby reveal youremail information; (2) open attachments and get a virus; or (3) reply to the hyperlink in the email and reveal personal financial data, codes, etc.

I receive emails from individuals wanting to know who I am and why I emailed them. This is because someone has appropriated by email address and sends out things as if they were from me.

At first glance these emails can look like they come from legitimate sites, but there are some clues to look for. First of all, they often try and hook you in by putting threatening Subject lines, such as “Your account is about to be closed”.

The message in the email often includes the logo and official copy, but remembe, these things are easy to rip-off. It’s easy to replicate whole websites. One clue to look for is poor grammar, typos, and broken English. I personally have never
received one that didn’t have one or the other of those. It’s as if fraudsters advertise by their poor command of the English language (which is why I encourage marketing clients to make sure their copy in emails and on their websites is clean. It makes an impression!)

Whatever the reason, that’s one clue. I’m talking about reading the email, which is okay to do, but whatever you do, don’t reply to it, don’t click that you’ve received it, don’t open any attachment that comes with it, don’t go to any of the URL sites
listed, and never, never enter information on those sites.

Generally they will tell you you need to change information on your account, or that they’ve added an email to your account, or something that supposedly requires you go to the URL listed. Don’t do it.

RESOURCES TO EDUCATION YOURSELF

You can’t be sure, so it’s better to be safe than sorry. Here are some resources for you to educate yourself. Here is a link to the FTC site that explains how to avoid being phsished.

Here is a report from the FBI on phishing and spoofing.

And here is a site on comprehensive identity theft (sorry about the sound effects) from the University of Oklahoma Police Department.

THE INFORMED CONSUMER IS SAFER

Most commercial sites we deal with specify that they will never email you asking for your code, social security number, or any other personal or financial information. When in doubt, get in touch with the site claimed. Don’t reply, don’t go to the
website and enter any information, and don’t make any purchases. Remember that truly secure sites begin with https:// and that logos and whole websites can easily be faked.

If you think you’ve provided sensitive information to a phake site, take action immediately. Go to the real site and change you information, call your bank, do whatever it takes to protect your online identity.

REPORT PHISHING AND FRAUD

P.S. Do us all a favor and turn these things in. Things that look like they come from PayPal and eBay, you can forward to spoof@paypal.com . When you forward them, first of all, they will respond to you almost immediately with an email telling you
it’s a fraud or phish, which will put your mind at ease. Then they say they investigate each of them, and shut down the websites, which we hope is true. So it helps all of us if you forward these emails.

INVESTIGATE

If you are corresponding with someone and begin to wonder if it’s legitimate, or need some information, why not look before you leap. Whether it’s a “date” from one of the Internet sites, like MillionaireMatch or
or eHarmony, someone you’re considering doing business with, or thinking about hiring (wouldn't you like to know if they've sued former employees?), why not investigate? The Closer will find out for you – far beyond what you can do on your own on the
Internet. They have reliable databases not available to the public to investigate criminal backgrounds, financial information, sex crimes, litigation history, where they've lived and with whom, and so forth. The Close is discreet, efficient and confidential. They have no interest in why you want to know, they just do the job.

STAY SAFE!

For coaching go here for THE EQ COACH.

For a reading, go here FOR NANCY FENN, nationally recognized expert on the Saturn Return. She has answers.

Think your partner might be cheating? Investigate first. Go to
THE CLOSER.

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